Term Loan

APD Bank's Term Loan is applicable for both individual and company/corporate serving for multiple purposes. 

Purpose of Loan


  • For personal consumption (i.e. renovation/decoration of existing property, education, health care…).

  • For own business use.

  • For refinancing existing loans.


  • Working capital and business expansion.

  • Purchase of machinery and plant and other fixed assets. 

  • For refinancing existing loans.

Other Key Features & Benefits

  • Loan Tenure            : Up to 15 years.

  • Loan Amount          : Up to 70% of collateral value.

  • Collateral                 : Land/Building.

  • Interest Rate           : Competitive interest rate.

  • Repayment              : Flexible installment.

  • Eligible Applicant    : Individuals attaining age of 18 years or above and business entity.

Required Documents

  • National ID Card and/or Passport

  • Residence Book/Family Book (Optional and subject to Bank's request)

  • Title Deed/Ownership Certificate of the collateral (property to be hypothecated)

  • Company Registration Documents & Business License (for company/corporate)

  • Financial Statements/Income-Proof documents

  • Other Documents (Subject to Bank's request)

Please visit any of our branch nearest to you or contact with our loan staff for details.

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© 2020 by Asia-Pacific Development Bank Plc. (APD Bank)