Savings Account

APD Bank's Savings Account is designed with flexibility where you can make deposit / withdrawal at anytime of demand without restriction on numbers of transaction.


  • Resident or Non-Resident Individual.

  • Individuals attaining age of 18 years old and above.

  • Minimum initial deposit is KHR40,000 or USD10.

  • Minimum balance requirement is KHR40,000 or USD10.

  • Primary document:

1. National Identification Card (for local)

2. Passport (for foreigner / local)

  • Any two of the below secondary documents in case the primary document is not available:

1. Birth Certificate
2. Resident Book / Residential Certificate by official authority
3. Marriage Certificate
4. Family Book with photo of family head
5. Driving License issued by an official authority

​One of the above secondary documents must have the account holder's photo (e.g. Driving License and Birth Certificate).

  • Withholding Tax of 4% and 14% is applied on interest earned for residence and non-residence respectively.

  • The Bank reserve the right to change the interest rate at the Bank's sole discretion without prior notice.

  • Two currencies are available - KHR and USD

  • Interest is offered

  • Interest is calculated and accrued daily and paid on monthly basis

  • Free Passbook at the time of account opening

  • Fund is accessible and available at anytime through our Branch Counter

  • Unlimited withdrawals over the counter with free of charge

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© 2020 by Asia-Pacific Development Bank Plc. (APD Bank)