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Home Loan

Plan your living and own your dream home with APD Bank's Home Loan (HL). APD Bank's HL is designed with hassal-free processes and competitive interest rate.

Term Loan


APD Bank's Term Loan is applicable for both individual and company/ corporate serving for multiple purposes.

Overdraft (OD)


Have you ever experienced or will probably encounter failure of winning the advantage from unpredictable opportunities due to unavailability of reserve fund?
Never be worry, APD Bank's OD Facility should be one of your best solution where you will be able to effectively optimist your cash flow.

Revolving Credit


Coming Soon




Current Account


With APD Bank's Current Account you can access to your fund as many times as you demand by using cheque. It is designed for customer who require high number of regular transactions with the Bank including deposit, withdrawal and payment to business partners.  

Savings Account


APD Bank's Savings Account is designed with flexibility where account holder can make deposit/ withdrawal at anytime.


Term Deposit


Optimize return on your well-planed spare fund with APD Bank's Term Deposits which you can enjoy higher interest rate. The interest rate is vary based on the selected term ranging from 1 month to 24 months or​ more





Telegraphic Transfer

Under Construction

FAST Payment


Under Construction




Payroll Service


Coming Soon

Trade Finance


Coming Soon

Bank's Cheque


Coming Soon



Asia-Pacific Development Bank (APD Bank) was established in 2016 as a specialized bank with its registered office in the capital of Cambodia, Phnom Penh. With the approval of the National Bank of Cambodia in 2019 to upgrade to commercial bank, APD Bank has increased its paid-up share capital to USD75 million and today its total assets have reached USD100 million.


APD Bank's Head Quarter is located at No. 132, corner of street 294 and Norodom Boulevard, Sangkat Tonle Bassac, Khan Chamkarmon, Phnom Penh. The Bank plans to open more branches in several major cities such as Sihanoukville, Siem Reap, Kampong Cham and Battambang.


APD Bank aims to be at the forefront in introducing cutting-edge digital banking technology and solutions to Cambodia. Focusing on technological innovation financial services, the Bank will vigorously develop mobile banking in the future, focusing on mobile phone account opening, remittance, payment and other innovative services, and implementing new technological financial experience to our remote customers. We also provide Internet and online banking services for local and international customers convenience.


We aim to achieve our goal of "being in Cambodia and serving the whole Asia-Pacific" by providing comprehensive cross-border financial services to the entire Asia-Pacific region including China, Hong Kong, Taiwan, Singapore, Thailand, Malaysia, etc., and supporting ‘one Belt One Road’ Initiative


We will continue to prioritize full compliance and to build a strong governance and robust risk management culture. The Bank places highest priority in making sure all requirements are met and all internal policies and processes are adhered to at all times. We will keep ourselves abreast to the latest development of the regulatory requirements and regulations.


APD Bank also grooms our local new talented leaders and contributes to the development of Cambodia society.


APD Bank is part of Cambodian Harmonious Investment & Development Group, a large enterprise which operates in wide range of industries including real estate, mining, natural gas, aviation, telecommunications, banking and more. The Group's total assets in Cambodia currently is approximately USD6 billion. With the Group strong financial footing in Cambodia, APD Bank is your best financial partner.


Welcome to APD Bank! Let’s build brighter future with us!


Efficiency, Integrity and Digitalization are our commitment!


     Mr. Joe Hsiao 

          Chief Executive Officer

Mr. Chheu Tech

       Head of Finance

        and Accounting


To be one of the leading financial institutions offering quality products and services to fulfill dreams across generations, beyond borders.


APD Bank is committed to delivering a whole range of international quality financial services that will create value and enrich the lives of our customers, employees, shareholders and the communities we serve.



Asia-Pacific Development Bank (APD Bank)
Lot No. 132 corner of street 294, Norodom Blvd,

Sangkat Tonle Bassac, Khan Chamkarmon, Phnom Penh, Cambodia


Tel: (855)23-211-888
Fax:  (855)23-212-076

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© 2020 by Asia-Pacific Development Bank Plc. (APD Bank)