Asia-Paciﬁc Development Specialized Bank Plc. offers a variety of loan products to meet your personal and business requirements. These loan products are generally provided for working capital purposes and current business expansion. We can provide you a loan with competitive rates and longer terms. Additionally, we will also offer you our reﬁnance service if you are an existing borrower with another ﬁnancial institution and want to improve your loan conditions!